Nowadays, many are choosing to live in their homes longer.  As a result, a growing number of homeowners are investing in home improvements they can enjoy themselves.  

One of the best home improvements homeowners can make is replacing  tired, old, faded siding.  According to the National Association of Realtors, replacing your siding offers an 80 percent payback or return on your investment.

One reason that new siding is such a solid home improvement investment is it instantly enhances the curb appeal of your home. There’s nothing quite like the warm feeling of driving up to your home every day and admiring its beauty.  

Siding also is a critical link to the well-being of your home. Siding is the first layer of defense against the elements, protecting the walls and interior of your home from moisture, heat and cold.

From wood clapboard and brick used widely to side homes decades ago to today’s innovative materials, such as patented Ultrex pultruded fiberglass used in APEX siding and trim, siding materials have evolved to deliver higher performance, more cost efficiency and enhanced aesthetics.  With so many choices available to homeowners today, it’s important for homeowners to do their homework when shopping for home siding.  Here are seven tips to consider when shopping for home siding:

1. Do your homework. Not all siding options are created equal. There’s a huge difference between lower cost vinyl siding products and high-performance fiberglass siding. Lower priced options often come with tradeoffs, such as a higher risk of damage in a severe storm from hail or wind, faster color fading, or lots of maintenance (repainting, caulking, etc.). Premium siding products may cost more initially, but may be far less expensive and hassle-free over the course of homeownership.

2. Have a plan. Now is the time to coordinate other exterior elements with your new siding and trim to give your home a more contemporary, updated look and feel. Consider new energy-saving windows, such as Integrity windows, a new garage door, new roof shingles and enhance your landscaping through the use of pavers, wall systems and perennial plants and shrubs.

3. Get referrals. Ask your neighbors, co-workers and friends for referrals of remodelers who specialize in replacing siding.  Interview several remodelers and always get detailed estimates before committing to any remodeler.

4. Visit homes. Replacing siding isn’t like replacing an appliance. You may only do this once or twice in your lifetime. To make sure you get exactly what you want, make sure to visit homes that have recently been resided by your contractor or remodeler. This will help you compare how different types of house siding actually look on a home.

5. Take your siding green. When replacing your siding, use siding material that is made from sustainable materials, such as sand, which will reduce the use of harmful chemicals and paints needed to manufacture and maintain it.

6. Select your colors. Choosing a color for your new siding may be the most difficult decision you’ll have to make. The good news is that today’s top-of-the-line siding offers a wide variety of bold colors from which to select. In contrast to traditional wood and fiber cement siding that requires painting and caulking every few years, new pultruded fiberglass siding offers an acrylic finish that is thicker and more durable than paint, and it resists chipping and fading. This allows homeowners to enjoy the satisfaction of their new siding with virtually zero maintenance.

7. Better moisture management. The number one thing you should expect of your new siding is it should protect your home from the elements, especially moisture. Unfortunately, some types of siding, such as fiber cement, wood and stucco, are more prone to moisture because they trap or absorb moisture behind the siding material. Instead, look to a siding that is inherently resistant to water.  Then, look to how that siding will manage moisture – behind the siding, when it’s up against the wall of your home. A siding system that provides a continuous, natural drainage plane (moisture drains harmlessly away), and allows air to circulate to provide natural evaporation is critical to decreasing trapped moisture, which creates rot and mold.

Courtesy of BPT

(BPT) – The residential housing market is heating up, but before you post that for-sale sign, consider making upgrades that add style and value to your home. With many buyers seeking wood floors, kitchen upgrades and other add-ons, it’s important for homeowners to highlight these features so their property stands out from the competition in today’s market.

“It all comes down to dollars and ‘sense,’ ” says Linda Jovanovich of the American Hardwood Information Center. “In addition to warmth, beauty and durability, hardwood features increase your home’s resale value. Even with a modest budget, if you take the time and price your options, updating worn floors, dated cabinetry, and lackluster walls will make a significant difference. And it’s easier and less expensive than you think.”

Survey says hardwood floors sell

When it’s time to sell, hardwood floors not only add good looks, they increase the value of your home. According to a nationwide survey of real estate agents commissioned by the National Wood Flooring Association, 99 percent of respondents agreed that homes with hardwood floors are easier to sell. In addition, 90 percent said these homes sell for more money.

“Absolutely true,” says Bob Strader, a real estate agent with The NORTH Group of Keller Williams Realty in Atlanta. “Between two similar properties, buyers will gravitate toward the home with hardwood floors, and that home will sell in half the time.”

Debbie Gartner, known as “The Flooring Girl” by customers at her New York-based flooring store, agrees and says quality increases value. “Hardwood sells,” notes Gartner, adding that you’re in luck if you already have a hardwood floor under a carpet. “Clients are shocked when I tell them it’s almost always less expensive to refinish a hardwood floor than it is to re-carpet a room.”

What about the kitchen?

Real estate agent Strader advises sellers to “upgrade their kitchens prior to going on the market because buyers see kitchen upgrades as being rather expensive.” He adds that, “Homes without updated kitchens will take longer to sell, and will sell for less.”

Gerry Henley, president of Kitchen Solvers, a national kitchen and bath remodeling franchise, suggests simple cabinetry updates that won’t break the bank but will result in a higher return on your investment. And hardwood products offer plenty of options.

“Many homeowners overlook the low cost and high impact of re-facing their existing kitchen cabinets,” he says. “By swapping out dated doors and drawer pulls, a homeowner can get the look of a newly updated kitchen and save up to 50 percent of the cost of a complete overhaul. Cabinet re-facing is a quick-moving project and the kitchen remains functional throughout installation.”

Value in the details

Architectural details – hardwood crown moulding, baseboards and other millwork – add depth and character, provide a finished look, and change lackluster to extraordinary, so much so that according to the National Association of Home Builders’ “What Home Buyers Really Want” study, crown moulding ranks higher than other luxury features such as fireplaces, kitchen seating and window seats.

Strader agrees. “From my experience, millwork adds the ‘wow’ factor that stays in a buyer’s mind. And most sellers are unaware that a custom look can be obtained relatively inexpensively with off-the-shelf moulding patterns available at home improvement stores.”

The American Hardwood Information Center offers some additional tips to keep costs low. For crown and other decorative ceiling mouldings, consider using a less expensive species such as poplar. Where durability is a must, such as baseboards, door casings and chair rails, consider a harder species, like white oak.

Make it a win-win

Upgrade with American Hardwoods to maximize your home’s value. Visit the American Hardwoods Information Center, http://www.HardwoodInfo.com, or visit American Hardwoods’ Pinterest page to browse budget-friendly ideas on updating with American Hardwoods flooring, cabinetry and millwork.

Courtesy of BPT

Preparing to buy a home requires more than just a down payment. Before you purchase property, take time to understand your available mortgage options and balance your debt load. Thorough planning and smart budgeting now can help you avoid running into high debt or repayment problems down the road.

 

Farhaneh Haque, director of mortgage advice at TD Canada Trust, says that first time home buyers should answer three important questions before they start hitting any open houses this season.

 

• Do I understand the process? It never hurts to meet with a mortgage specialist to learn more about the home buying process and the different mortgage options available, such as fixed versus variable rate mortgages, flexible repayment schedules, and even mortgages that offer cash back. Before falling in love with a home, consider getting pre-approved so you know what you may be able to afford and avoid getting disappointed by falling in love with a home that is outside your price range.

 

• What is my personal debt load? If you have other obligations like a car payment or student loan, ensure you are taking on a mortgage that you can manage within your total budget. Try using an online debt management calculator to help determine how much debt you can reasonably take on based on your income, current debt payments and expenses.

 

• Can I afford my mortgage and save for the future? Sometimes home buyers take on more debt than they can manage and quickly find themselves “house poor” – with no money left for future savings or a rainy day. Before you take the leap into homeownership, crunch the numbers to ensure your budget reflects the lifestyle you want after you move into your new home, and you are clear on what sacrifices you may need to make to continue to live comfortably and save for your future.

Courtesy of Newscanada

(BPT) – The trend toward outdoor living spaces shows no signs of slowing, and the newest step in the trend is blurring the lines between outdoor and indoor spaces. Outdoor spaces are truly becoming an extension of indoors, mimicking the most useful and appealing elements of indoor spaces. The trend is rewriting how Americans construct, outfit and enjoy that backyard staple, the deck.

“The dividing line between indoor and outdoor living spaces is fading, and homeowners are looking for ways to make their outside environment as useful and comfortable as the inside of their homes,” says Chris Camfferman, senior product manager with Universal Forest Products, makers of Latitudes decking materials and accessories. “The trend is driving an evolution in deck styles and materials, with new designs emphasizing livability as much as durability.”

If you want to bring your outdoor and indoor spaces into alignment this summer, look to these areas of your outdoor living space:

* Outdoor kitchen – Food is a big part of entertaining, whether you’re hosting a big summer soiree to christen your new deck or an intimate pool-side dinner. Outdoor food prep and cooking require a touch more finessing than indoor cooking. Whether you use a portable grill or a built-in cooktop, gas or charcoal, it’s important that your decking can stand up to the rigors of cooking. Choose decking material that’s scratch- and stain-resistant, like Latitudes’ Captiva and Capricorn lines. Both composite lines are capped with the most durable polymer technology available, making them virtually impervious to stains from food spills, as well as highly resistant to damage from cooking implements. Log on to http://www.latitudesdeck.com to learn more.

* Entertainment areas – Long gone are the days when outdoor entertainment areas consisted of a table and deck chairs, period. Homeowners now want to enjoy the same types of amenities outdoors as they have indoors. For some, that includes a hot tub, and composite decking can provide a sturdy, barefoot-friendly and water-resistant platform for hot tub entertaining. Today, you can also use wireless technology outdoors. Wireless-equipped devices such as TVs and iPod stations make it easy to enjoy electronic entertainment – such as watching the big game or a romantic comedy – while savoring the fresh air and sunshine. Even easier -hang a bed sheet and use a movie projector to watch your favorite kid’s film or action flick, turning your deck into an outdoor movie theater.

* Furnishings – If your idea of outdoor seating is a few plastic Adirondack-style chairs and a plastic table, it’s time to look indoors for inspiration. The styles and materials you enjoy indoors are making their way into outdoor furniture design. Plush cushions in designer hues evoke the same comfort and style as fine upholstered furniture indoors. Demand is growing for built-ins that can fulfill seating and workspace needs. Composite decking material makes built-in benches both durable and beautiful. Homeowners are using furnishings and accessories to turn the decks into statements of their personal style.

* Decorator touches – Many of the decorator tricks that designers use to spice up the interior of homes are moving outdoors, too. Deck stains and exterior paints now come in vibrant colors – not just dirt-hiding browns. Composite decking is also popping with color, with hues that mimic some of the richest, most enticing tones found in natural woods. Lighting is another design element that’s no longer relegated to the realm of “utilitarian” in outdoor environments. Whether you opt for decorative sconces on exterior walls of your home, twinkling LED lights on a deck railing, or Tiffany-inspired solar-powered postcaps, lighting is an opportunity to make a design statement in your outdoor living space.

“For many Americans, outdoor living spaces have become every bit as important as indoors,” Camfferman says. “With advances in decking technology and outdoor decor, every homeowner can create an outdoor environment that’s as appealing and harmonious as the inside of their homes.”

Courtesy of BPT

If you have been trying to sell your home, you are well aware of how challenging it can be. However, there is one way that you can increase your chances of success and that is if you improve your home’s curb appeal.

With fewer and fewer qualified buyers in the market it has become even more important to make your home as attractive as possible.

That’s because a very high percentage of people who are shopping for a home decide whether or not they would like to take a look inside the home based on what they see as they drive by the house – or when they arrive for a showing. If the curb appeal is not positive they often leave.

As the homeowner it can be rather difficult for you to see your house through other people’s eyes.

That’s because you have gotten accustomed to how it looks and you see beyond whatever faults it has. However, if you are considering selling your home you have to first look at is as property rather than the roof over your particular head. And, as such, there are a number of things you can do to sell this property for the highest possible dollar.

Before you can increase your curb appeal you have to identify the areas that are ripe for improvement. Here’s a simple exercise that you can do to help you to gage your home’s curb appeal.

First, the next time you come back home, park across the street or down the block. You want to be able to get a good view of your property and its surroundings, as if you were looking at it for the first time. As you walk towards your house imagine that this is the first time you are here.

Is the approach to your property tidy and clean? Is there anything that you could do to make it more attractive?

Take a notepad with you and jot down your first impressions of the yard and the house. Then note the house’s best exterior features.

Once you’ve done that take a moment or two to see if you can come up with some initial ideas about how you can enhance the looks of your house and property. Continue this exercise later.

After you consider the best features of your yard and home, make a note of what the worst features are. Then see if you can think of a number of ways that you could eliminate, improve, or minimize these negative factors.

One thing that could help is if you take pictures of your house. If your camera is a digital camera take the photos in color and look at them that way first. Then turn the image into black and white and analyze them. It may be easier to see the problems when the color doesn’t affect your impressions.

by: Wendy Moyer 

http://www.articlecity.com/articles/home_improvement/article_6541.shtml 

Red means stop, green means go – we learn that axiom as children. When it comes to home energy costs, however, going green can help homeowners put a stop to runaway utility bills. And maximizing your home’s use of natural light – call it green lighting – is a great way to boost your home’s energy efficiency.

Here are three ways you can put Mother Nature to work, and use natural light to lower your energy costs:

Minimize use of artificial lighting

Anyone who’s ever paid an electrical bill knows that the simple act of turning on a light can directly impact your monthly expenses. Homeowners looking for a long-term way to power down their lighting costs may consider Energy Star-qualified skylights a good investment. While skylights’ cosmetic appeal can’t be argued, their value goes far beyond good looks.

By admitting natural light into your home, skylights can help reduce use of artificial light sources – and help you save on electricity costs. Pair powered venting skylights that come with automatic rain sensors with efficiency-enhancing accessories like designer blinds (available in a varied palette of colors and patterns), and you can improve energy efficiency as much as 37 percent, according to skylight manufacturer Velux America. And, with tubular products like Sun Tunnel skylights, you can even bring natural light into ground-floor rooms or spots where a traditional skylight may not work, such as a first-floor powder room, hallways, or walk-in closets.

Reduce hot water costs

Long gone are the days when solar powering your home was an idealistic, but impractical dream. Solar technology is more useful, accessible and cost-effective than ever. Solar water heating systems are becoming mainstream, and offer homeowners a great, green way to trim energy costs. What’s more, the cost of installing these systems has been steadily declining as the technology advances, and you may find adding one makes you eligible for tax credits or incentives from your local, state or the federal governments. You can calculate the costs and possible paybacks online at http://www.veluxusa.com.

Make home a healthier place

Every year, ill health costs the U.S. economy billions of dollars, experts say, and your own health woes can have a significant impact on your pocketbook. The health benefits of natural light are well-documented, from reducing the symptoms of Seasonal Affective Disorder (SAD) and promoting the body’s production of Vitamin D, to improving mood and even learning ability.

Simply opening blinds and curtains to admit more natural light can directly affect the mood inside your home – not to mention the mental state of the people living in it. Take your green lighting efforts to a higher level by adding venting skylights, and you can also help improve the air quality inside your home. While skylights admit ample natural light, their natural chimney effect works with your windows to bring in and circulate much more healthful fresh air. They also passively vent fumes and dampness that can lead to mold and mildew.

By incorporating natural light and passive ventilation into their home decor and improvements, homeowners can put the brakes on rising utility costs – and give the green light to energy savings.

Courtesy of BPT